Omnium moto

WHAT TYPES OF VEHICLES ARE ELLIGIBLE?

Registered motorcycles, scooters with a minimum of 125 cc and registered cross-country motorbikes.

WHAT POLICIES DO WE OFFER?

• Moto Safe +: damage resulting from all types of accidents, theft and fire
• Moto Safe: damage resulting from a collision with an identified and identifiable third party, theft and fire
• Mini Safe: theft and fire

WHAT’S COVERED BY THE BASIC PREMIUM?

The basic premium covers the value of the bike without modifications and accessories.

HOW DO WE DETERMINE THE AMOUNT TO BE INSURED?

During the first 12 months, the amount insured is the catalogue price of the car, without options, accessories and extras. No degression will be applied in case of accident during the first 12 months of the car or motorbike. From the 13th month onwards, the vehicles are insured based on their real value before the accident.

PRIVATE AND/OR PROFESSIONAL USE?

• Option of covering private use + the commute to and from work + professional use
• Exceptions: couriers, delivery vehicles, taxis, driving school vehicles

WHAT TYPE OF OPTIONAL COVER DO WE OFFER?

• Accessories: For an extra fee of 50 Euros, the accessory guarantee covers up to 1.500 € worth of components added to the vehicle, including non-standard accessories not included in the manufacturer's catalogue.
• Equipment: For an extra fee of 65 €, the equipment cover covers the equipment of the biker (helmet, jacket, trousers, suit and boots) of up to 1000 €. The equipment must be specifically intended for use during motor sports.
• Personal accident cover: For an extra fee of 30 Euros
  • Death: 5000€
  • Total permanent invalidity: 15.000€
  • Medical expenses: 1500 (for an extra fee of 50 Euros)

WHAT EXCESS IS APPLICABLE?

All these types of cover entail an excess of 10% of the value of the damages or of the market value on the day of the accident with a variable minimum depending on the vehicle to be insured.

WHAT ANTI-THEFT FEATURES NEED TO BE INSTALLED?

Depending on the model, a mechanical lock and/or an auto theft alarm.

DISCOUNTS FOR SAFE DRIVERS!

As Vander Haeghen & Co is committed to safe driving, we offer an automatic discount of 10% on the annual premium to clients who have completed a course to perfect their driving skills.

 

 

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