Personal insurance cover – Accidents/illness

Tree surgeons, climbers, divers, welders, firefighters, doctors, artists, professional athletes, reporters, volunteers, engineers or technicians working on projects around the world...motorcycle enthusiasts, adventurers or intrepid travellers - Careers, occupations and hobbies where tailor-made protection is absolutely vital!

Our PERSONAL INSURANCE COVER FOR ACCIDENTS AND/OR ILLNESS is the ideal solution for you.

WHO'S IT FOR?

Anyone wanting personalized protection/cover.

• People in high-risk professions – aerial work, divers, security agents, military personnel, etc.
• High-risk sports enthusiasts – Football, diving, horse-riding, motor sports, rock climbers, paragliding, go-kart, national or regional car races, etc.
• Organisers of sporting events – Go-Kart, rock climbing, rafting, archery, mountain biking
• Anyone travelling in dangerous areas

WHAT DO WE COVER?

• Risk of death due to accidents/ any cause
• Risk of incapacitation due to accident and/or illness. You can opt for cover based on a scale of incapacitation (physical incapacity) or based on ability to work (economic incapacity).
• Risk of temporary total incapacity for work
• Medical expenses – topping up the contribution of your health insurance

WHAT INFORMATION DO I NEED TO PROVIDE TO GET A PERSONALIZED OFFER?

• Personal information about the person to be insured – Date of birth and activities that make this insurance necessary
• The amount to be insured
• Where applicable, a medical questionnaire

MAIN EXCLUSIONS

• Effects of previous accidents and/or preexisting conditions
• Nuclear risks or ionising radiation
• Deliberate/willful acts